Ok! Fulfilled one of my New Year Resolution! Got myself a bicycle!
It's those cheaper type, not those really high class, but the main thing is, it can move! That's what I am looking for! And it's less than $100, which makes it affordable for my monthly upgrade programme. Soon, I will be able to declare that I have improved living conditions, but I don't think I will be able to save till a '2' infront of my bank account balance. I will try though…
Really, I admit that I have difficulty handling my money. I always buy things and then realise later that I have overspent. I really have to try and save, or else how am I going to survive after NS?
Maybe the best way to save is to lend your money to people, and tell him/her to return you after some time. However, there is a risk involved too. What if that person run away with the money? Like what they have done to me last time?
Nevermind, I have let them go. Let bygones be bygones…
Sometimes, it doesn't really pay to be kind-hearted, isn't it?